Insurance & Payment
Insurance Options
We are a PPO provider for Aetna, Delta, and MetLife. We have years of dental insurance experience and are happy to answer any questions you may have. We can explain how your insurance will function and give you any advice you may need. We also offer our Livonia Family Dental Membership Plan.
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Livonia Family Dental Membership Plan
Livonia Family Dental wants to keep everyone in your family smiling with the best quality dental care around. If you currently do not have dental insurance, there is no need to cut corners on your oral health. We can save you money in all your dental treatments from cleanings to crowns. This plan provides access to quality dental care and offers benefits usually found only in high priced insurance plans.
This program is NOT dental insurance. It is a discount dental plan offered at Livonia Family Dental.
Enroll today and start SAVING!
- With our Membership Plan there are:
- No Yearly Maximums
- No Deductibles
- No Claim Forms
- No Waiting Periods
With a minimal annual enrollment fee, you will receive professional and comprehensive dental care at substantially reduced rates:
Plans & Pricing
| Plan Name | Yearly | |
|---|---|---|
| Individual Plan | $295 | |
| Dual Plan ¹ | $595 | |
| Family Plan ² | $995 |
¹ The Dual Plan is for either Parent & Child or Husband & Wife only.
² The Family Plan can include up to 4 members (additional members can be added for $265 annually per member) and includes children up to age 19 or who are enrolled full-time in college until age 21. The child’s primary address must be the same as the subscriber.
Coverage Details
| PROCEDURE | COVERAGE |
|---|---|
| Diagnostic, X-Rays & Preventative | |
| Adult Prophylaxis (2 per year) | 100% |
| Child Prophylaxis (2 per year) | 100% |
| Flouride (up to age 18) | 100% |
| Periodontal Maintenance (3 per year) | 50% |
| Periodic Oral Evaluation (2 per year) | 100% |
| Bitewings X-rays (up to 7 films once per year) | 100% |
| Panorex or FMX (1 every 3 years) | 50% |
| Limited Oral Evaluation (1 per year) | 100% |
| Periapical Films (up to 5 per year) | 100% |
| Oral Cancer Screening (1 per year) | 100% |
| Sealants | 20% |
| Restorative | |
| Anterior and Posterior Composite Fillings | 20% |
| Extractions (simple and surgical) | 20% |
| Root Canals | 20% |
| Root Planing and Scaling | 20% |
| Repair or Reline Dentures/Partials | 20% |
| Major | |
| Cores/Post and Cores | 15% |
| Crowns | 15% |
| Dentures/Partials | 15% |
| Bridges | 15% |
| Implant Crown and Hardware | 15% |
| Whitening (in office only) | 15% |
| Occlusal Guard | 15% |
Exclusions & Limitations
This plan is a reduced fee plan designed for those individuals with no insurance. It cannot be combined with any other insurance plan or reduced fee plan.
It cannot be used for:
- Services for injuries covered under Workman’s Compensation or injuries sustained in an accident
- Referrals to a specialist
- Treatment which in the sole opinion of Dr. Grunberger lies outside the realm of her capability
- For hospitalizations or hospital charges of any kind
- For costs of dental care that is covered under automobile medical
*A 48-hour notice is required to change or cancel an appointment. If less notice is given, a $50 cancellation fee will be assessed per cancelled or missed appointment.